When traditional banks are tightening their lending criteria, small businesses are looking for new ways to access capital. SF Capital Solutions (SFCapSol), backed by Swish Funding, a nationally recognized fintech brokerage, is answering that call by offering accredited investors access to the rapidly growing alternative lending market. With a proprietary pipeline, rigorous underwriting, and a track record of success, SFCapSol is helping investors capitalize on high-yield merchant cash advance (MCA) deals that are backed by real data and real results.
The Broken Traditional Lending Model In today’s economy, small businesses face mounting financial challenges. With banks pulling back on lending, businesses are turning to alternative lending solutions, but often at steep rates or with limited access to funding. This growing demand is fueling the rise of short-term, revenue-based financing, a market that continues to expand as businesses struggle to secure capital from traditional sources. SFCapSol is uniquely positioned to meet this demand with its exclusive pipeline of deals, offering accredited investors exposure to high-quality, short-term funding options with impressive returns.
Why Alternative Lending Is the Future Alternative lending has proven to be a high-growth, high-demand sector. With small businesses in urgent need of working capital, SFCapSol is capturing this opportunity by offering short-term, revenue-based funding deals with a 23% average annual return. These deals range from 60 to 180 days in duration, providing investors with liquidity options, clear deal visibility, and auto-reinvest options for greater flexibility.
Exclusive Access to High-Quality Deals Thanks to its strategic partnership with Swish Funding, SFCapSol has exclusive access to a pipeline that funnels in $8-10 million in new deal volume every month. These deals, which represent the best in the market, are fully transparent, providing investors with detailed deal-by-deal visibility. With an impressive 90% of deals rated Tier A (low risk), SFCapSol enables investors to select deals based on risk tolerance, whether they prefer low, moderate, or high-risk exposure.
The Opportunity for Investors With the alternative lending market valued at over $14 billion and expanding rapidly, SFCapSol provides investors with the chance to tap into this booming industry. Investors can choose risk levels and co-invest in deals ranging from $55,000 to $250,000. The returns are compelling – 23% annually based on historical performance.
The SFCapSol Advantage SFCapSol stands out from its competitors due to its combination of cutting-edge underwriting technology, AI-driven deal sourcing, and a direct connection to one of the leading fintech platforms in the country. The company benefits from Swish’s national brand recognition and exclusive access to high-performing merchant cash advance deals. Additionally, with a customer renewal rate significantly higher than the industry average, SFCapSol offers investors a de-risked entry point into the market.
How It Works: A Seamless Investment Model SFCapSol’s model is designed to give investors full control and transparency. Through its exclusive partnership with Swish Funding, SFCapSol generates leads through TV, radio, and digital ads, as well as advanced AI algorithms. Investors can choose from different tiers of risk, with deal returns directly tied to the business performance and credit history of the borrower. Each deal is evaluated thoroughly, and investors co-invest on a deal-by-deal basis, earning returns based on the specific terms of each deal.
Risk Management and Customization SFCapSol’s risk modeling allows investors to diversify their portfolios based on their risk appetite. Whether investors choose Tier A (low risk), Tier B (moderate risk), or Tier C (high risk), SFCapSol ensures each deal is backed by smart underwriting practices, including credit and payment history analysis and future revenue projections. Investors can customize their exposure, building a personalized portfolio that aligns with their financial goals.
High Returns, Low Default Rates With a default rate of less than 10%, SFCapSol offers one of the safest, most lucrative ways to invest in the alternative lending market. Coupled with the company’s deep expertise in small business funding and data-driven underwriting, this makes SFCapSol an attractive option for accredited investors seeking high returns without sacrificing safety.
A Team of Experienced Builders SFCapSol’s leadership team consists of seasoned professionals with decades of experience in fintech, small business funding, and performance marketing. Co-founders Joel Bess and Zack Brown bring extensive expertise in business finance and B2B lead generation, while the team’s directors in data strategy, sales, and analytics ensure that each deal is optimized for success. Together, they have created a system that delivers consistent, scalable returns for investors.
Written in partnership with Tom White
